Citi ThankYou® Points: Knowing The Basics
The Citi ThankYou(r), are the currency for Citi Bank’s Rewards Program. It enables cardholders to earn ThankYou points on eligible purchases. Citi ThankYou points, like American Express Membership Rewards (r) and Chase ultimate Rewards(r), are a valuable resource, especially for travelers (and Team Cashback!) and can be very valuable. However, the rewards program is a little difficult to understand for people that are new to Points & Miles. A few things to note:
- Depending on which Citi Credit Card you have, the redemption options will vary .
- The value of the points depends on your choice in redeeming them and on which credit card you are using.
- Transferring your points to the correct programs will unlock greater value.
- Citi ThankYou points can be transferred to Citi’s airline and hotel loyalty program partners to book award travel.
Citi does not have as many Travel Partners as American Express or Chase, but you should still find a lot of flexibility. Â
How Do You Use Citi ThankYou Points?
Shop Online and Redeem Your Points
Citi rewards allow you to earn points for your future purchases at select retailers. Citi’s ThankYou (r) Points, for example, let you redeem rewards by using credit card points from the card to pay for your next purchase at select retailers. Rewards can be redeemed for items of all sizes, including kitchen appliances, TV upgrades, and luggage sets. You will earn credit card points the more you pay with your Citi card for everyday purchases.
Use your Citi ThankYou Points to Purchase Gift Cards
You can redeem rewards points to get gift cards at a wide range of retailers, including department stores, hotels, restaurants and retail shops. Gift cards allow you to use your points at any retailer.
Redeem Citi ThankYou Points for Airfare & Hotels
You can redeem your ThankYou points from Citi credit cards for travel. This type of reward redemption is not easy to understand because travel costs can vary depending on the time of year. You can earn more rewards points with premium credit cards.
You have many options to choose from when redeeming points for travel rewards. You can transfer your ThankYou points to any of Citi’s participating loyalty programs, including those for airlines, hotels and retail, or you can use the Travel Rewards feature on www.thankyou.com to redeem your points towards flights, hotels or car rentals.Â
Transfer Citi ThankYou Points to Transfer Partners
Transfering points is the secret to unlocking the most value. Ultimately, what you do after you transfer your points will determine the exact value of each point. However, we estimate that the average value of each Citi ThankYou point is 1 cent per 1 point. This value increases significantly if you use your Citi ThankYou Points for business class flight redemptions.
Citi’s List of Transfer Partners [2024]
Note: When multiple transfer rations are listed this denotes that some cards offer different rations.
To get the most bang for your buck on your Citi ThankYou Points you’ll want to transfer them out. More on that here.
Always be sure to research the best rewards for travel on here at morepointsmoretravel.com.
